Insurance-related complications and disputes often arise when an injury, medical condition or disability might fall under policy term provisions of two or more of the following:
- Workers' compensation insurance
- Employer-provided disability, accident or life insurance
- Private group health insurance
- Private disability insurance
- Private accidental injury or death insurance
Your injury, disability or death benefit claim may fall under the umbrella of your employer's employee benefit plans. The Employee Retirement Income Security Act of 1974 (ERISA) is a federal statute that sets standards for pension plans in private industry. Detailed rules on the federal income tax effects of transactions associated with employee benefit plans hold your employer and insurers responsible for compliance with provisions of ERISA. The Employee Retirement Income Security Act is intended to protect the interests of employees who participate in employee benefit plans.
If an insurer is delaying or denying a legitimate claim after you have been injured, developed a disability or lost a family member in a fatal accident, contact us at the law offices of The Bollinger Law Firm, P.C. Your employment-related insurer may be using false or distorted pretexts to find any way possible not to make good on your claim. Your employer or the insurer, or both, may be in violation of ERISA regulations. You (and perhaps your employer) have been paying into the system faithfully throughout your working life. Now you are in need of benefits to cover medical expenses, replace lost wages or cover related expenses.
Know your rights as spelled out in statutes (such as ERISA), employment contracts and insurance policies. Enlist our assistance in the fight to protect those rights. Contact The Bollinger Law Firm, P.C.