Semitruck drivers face some very specific injury risks. The nature of the work puts you in danger on each shift if you drive these large trucks. Repetitive motion, falls and crashes are all possible sources of injuries. You might opt to file for workers' compensation benefits if you suffer an injury while you are working. These are some points to consider if you are facing this situation.
Injuries vary in severity and type
Truckers face some injuries because of the sitting, driving and loading of the truck. Back injuries and shoulder injuries are particularly troublesome since these affect your ability to drive. Eye injuries, ear injuries, and brain injuries are all possible. These injuries range from minor to life altering.
Minor injuries might not require you to miss work, but they may require you to seek medical care. More serious injuries might require you to take time off of work, which stops your income. No matter how serious or what type of injury you suffer, report the injury to the logistics company immediately in case you need to file for workers' compensation.
Benefits are based on need
Not all workers' compensation benefits are equal. If you don't need time off of work, you wouldn't qualify for wage replacement. You would likely still qualify for medical care payments. You must show your need when you apply for workers' compensation benefits. You may have to show medical records and similar proof of the effects of the injuries.
Gathering evidence as you get medical care might help you as you fight for your benefits. Accurately accounting for the effects of the injuries also helps if you have to appeal the decision in your case. You need to show that you can't safely drive your rig while you recover from your injuries.
You may have to fight for benefits
Denials are common for truckers' workers' compensation claims. There are various reasons for this, but the reason for your denial is listed on the paperwork you receive regarding your claim. You should be prepared to fight for the benefits that you need to live your life. Appealing the decision is the first step in the process. You need to learn how to launch your appeal. This begins with determining the grounds for the appeal. Some appeals aren't based on a denial of claims. They might be because of reduced benefits.