Work-related injuries can affect whole families emotionally and financially, and often it takes a team effort on the part of both spouses to secure the full workers’ compensation benefits to which an injured spouse is entitled.
Additionally, sometimes men and women who are injured at work are not inclined to talk openly and candidly about their injuries, and it takes encouragement from a spouse to get an injured worker to seek the care and benefits he or she really needs.
Workers’ compensation provides a variety of benefits, including wage replacement and coverage of medical expenses resulting from the injury. Workers’ comp provides temporary and permanent disability benefits.
However, to receive the full benefits available through workers’ compensation, the injured worker has 30 days to provide the employer with written notice of the accident or injury, and the workers’ comp claim must be filed with the North Carolina Industrial Commission within two years. In any case, it is important to promptly take care of these matters — and to do so with the help of an experienced workers’ compensation attorney.
If you feel your spouse may be reluctant to file a legitimate claim because of pride or loyalty to the employer, you can explain to your spouse that the workers’ comp system is a no-fault system, and it exists to provide benefits to workers who have been injured on the job. The employer understands that it is simply a cost of doing business.
You can encourage your spouse not to downplay the situation, especially when talking to the employer, a doctor or the insurance adjuster can make or break the case. Get some free legal advice before having these conversations!
Keep in mind that a workers’ comp insurance adjuster’s job is to ask questions that can potentially result in the minimization or denial of benefits, and even an innocent remark that downplays the severity of the injury or fails to provide a detail of the accident will be used to deny or reduce the benefits your spouse needs and deserves.
In fact, we encourage injured workers to speak with Bob Bollinger before saying anything to an insurance adjuster, just to make sure the worker knows which details are important to share.
At The Bollinger Law Firm, PC, we have successfully handled work injury claims involving a wide variety of injuries, including:
We understand how sensitive these matters can be, and our clients can feel comfortable discussing the issues they face due to a work-related injury.
For a free strategy session with skilled and dedicated workers’ compensation lawyer Bob Bollinger, contact our office in Charlotte at 704-377-7677 or toll free at 866-326-3090. We advise and represent injured workers throughout North Carolina.